Are You Over-Insured?

Are You Over-Insured?

Have you ever felt like you were over-insured? No one wants to waste money on unnecessary insurance premiums because every dollar wasted is a dollar that could have been invested or spent on something a lot more exciting than insurance. On the other hand, not having...
Benefits of Wise Financial Choices

Benefits of Wise Financial Choices

Devastating Results of Poor Financial Choices It takes time and effort to decide what our biggest priorities are. It takes even more time and effort to be sure that our financial decisions are always in harmony with these priorities. However, the reward is well worth...
Brexit

Brexit

I’m sure you’ve heard by now that last Thursday the citizens of the United Kingdom voted to leave the European Union (52% voted to leave, 48% voted to stay). The European Union (EU) is a political and economic partnership of 28 countries, mainly in Europe. The EU was...
Creating a Spending Plan

Creating a Spending Plan

Whether they make a lot of money or squeak by on a meager salary, most people shiver when they hear the word “budget.” Since the “B word” typically evokes such negative emotions, I prefer to call it a Spending Plan. I enjoy thinking about how I am going to spend my...
Debt: Self-Imposed Slavery

Debt: Self-Imposed Slavery

Perhaps the most severe cost of going into debt is the resulting loss of freedom. It truly is a form of self-imposed slavery. Too few of us enjoy the level of freedom our founding fathe24rs intended for us. We may not be oppressed by political dictators, but we often...