Long Term Disability Insurance

Long Term Disability Insurance

What is your most valuable asset? Is it your house? Your 401(k)? Your savings account? For most people, although they may not realize it, their biggest asset by far is their ability to earn an income. If their earned income were to stop, their whole life would fall...
Are You Over-Insured?

Are You Over-Insured?

Have you ever felt like you were over-insured? No one wants to waste money on unnecessary insurance premiums because every dollar wasted is a dollar that could have been invested or spent on something a lot more exciting than insurance. On the other hand, not having...
The History of Credit Cards and Consumer Debt

The History of Credit Cards and Consumer Debt

Where did this modern epidemic of what I call the “Plastic Plague” come from? Most of us have been taught that buying things on credit is not only normal, but also the smartest way to purchase. We think we have to pay for everything with a credit card so we can rack...