Articles

Creating a Spending Plan

Most people hate budgeting. Why not think of it as a spending plan instead? Read these tips for how to control your spending without all the drama.

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Debt: Self-Imposed Slavery

Perhaps the most severe cost of going into debt is the resulting loss of freedom. However, no matter how poor our spending decisions may have been in the past, we all have the power to change.

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Four Ways to Manage Risk

Every risk we face can be addressed in one of four ways. Each may be an appropriate choice, depending on the circumstances and type of risk in question.

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How Much Should We Save?

Everyone I have ever met who is financially independent, meaning that they have enough money to live a comfortable lifestyle without having to work, has consistently saved a significant portion of their income.

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