by Adam Dawson | All, Family, Relationships, Retirement
Whether they make a lot of money or squeak by on a meager salary, most people shiver when they hear the word “budget.” Since the “B word” typically evokes such negative emotions, I prefer to call it a Spending Plan. I enjoy thinking about how I am going to spend my...
by Adam Dawson | All, Financial Goals, Spending
Have you noticed that whenever we receive money, it somehow always seems to magically flow through our fingers like sand flowing through an hourglass? It is very difficult to hang onto. Perhaps this is why in the financial services industry we call it “cash flow.”...
by Adam Dawson | All, Retirement
Asset Building First Have you ever heard the phrase, “pay yourself first?” That is a very good rule of thumb after taxes, tithing, and protection considerations. “Pay yourself first” means we should save for future needs before buying the things we want now. Most...
by Adam Dawson | All, Family, Financial Goals, Retirement
Acceptable Forms of Personal Debt Although I have been harsh on debt and believe we should pay cash for as many things as possible, I acknowledge that some forms of debt may be the best way to meet some of our most critical spending needs. When used wisely and...
