If you have already retired or plan to retire soon, how can you be sure you’ll have enough income to live the lifestyle you want for the rest of your life? You have critical investing decisions to make because chances are, you can’t afford the risk of a big loss, yet you still need your money to grow. We can help you find the right balance between growth and safety of your hard-earned savings.
We can also help you create a realistic budget based on your potential income sources, and help you decide when to take any Social Security, annuity, or pension benefits to which you may be entitled. These decisions must be made carefully, because many of them cannot be changed once you have made your choice.
If your retirement is well into the future, you should start thinking about what you need to do now to make it happen. Most people have no idea how much money they will need to enjoy the kind of retirement they have always envisioned. The constantly rising cost of everything around us can make it very difficult to do all the things we hoped to be able to do during our golden years. Many people live longer than they expected and earn less from their investments than they projected. The dream of a long, happy retirement becomes a nightmare for those who outlive their money.
While it’s never too late to start, the sooner you know what it will take to create the kind of retirement you want, the easier it is to make it a reality. Even if you plan on working till the day you die, you should have plenty set aside in case you’re forced to stop working sooner than anticipated due to sickness, injury, or downsizing, and so you have the flexibility to do the type of work you would like to do.
We can help you determine how much you should be saving to secure your retirement goals while enjoying a great lifestyle today. We can also teach you investing strategies to help make your retirement dreams a reality.
Contact Us Now
Get answers to your investing and retirement planning questions in a complimentary meeting or phone interview with one of our advisors.
Our trusted and experienced investment advisors can help you create a custom investment plan to help you reach your goals.
Are you fully prepared for the unexpected? We can provide a comprehensive review of your insurance portfolio.