by Capstone Capital | All, Investing
SIMPLE stands for “Savings Incentive Match Plan for Employees.” These are popular among small businesses with less than 100 employees because they provide many of the benefits of conventional retirement plans like 401(k)s, but are much simpler and less expensive to...
by Capstone Capital | All, Retirement
In order to encourage people to take responsibility for their own retirement savings, the U.S. government has created several types of retirement accounts which provide significant tax benefits if you abide by the strict rules they have imposed on these accounts....
by Capstone Capital | All, Investing
A profit sharing plan is a type of retirement or bonus plan that lets large and small employers share profits with their employees. It’s an excellent way to reward employees for a profitable year or quarter, and contributions are tax-deductible. Profit sharing...
by Capstone Capital | All, Insurance
What is an umbrella? It covers any personal liability that exceeds the limits of auto and homeowners insurance policies. It also covers other types of personal liability, such as libel or slander, but does not cover business-related activities. Coverage options range...
by Capstone Capital | All, Insurance
Life is full of surprises! Some are pleasant, and others we really would rather live without. Even with the best of plans, we don’t have complete control over our own health, Mother Nature, or the potentially harmful actions of other people. Are you and your loved...
