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Umbrella Liability Insurance

Umbrella Liability Insurance

What is an umbrella? It covers any personal liability that exceeds the limits of auto and homeowners insurance policies. It also covers other types of personal liability, such as libel or slander, but does not cover business-related activities. Coverage options range...

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Expect the Best & Prepare for the Worst

Expect the Best & Prepare for the Worst

Life is full of surprises! Some are pleasant, and others we really would rather live without. Even with the best of plans, we don’t have complete control over our own health, Mother Nature, or the potentially harmful actions of other people. Are you and your loved...

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Creating a Spending Plan

Creating a Spending Plan

Most people hate budgeting. Why not think of it as a spending plan instead? Read these tips for how to control your spending without all the drama.

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Debt: Self-Imposed Slavery

Debt: Self-Imposed Slavery

Perhaps the most severe cost of going into debt is the resulting loss of freedom. However, no matter how poor our spending decisions may have been in the past, we all have the power to change.

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Four Ways to Manage Risk

Four Ways to Manage Risk

Every risk we face can be addressed in one of four ways. Each may be an appropriate choice, depending on the circumstances and type of risk in question.

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