In order to encourage people to take responsibility for their own retirement savings, the U.S. government has created several types of retirement accounts which provide significant tax benefits if you abide by the strict rules they have imposed on these accounts....
A profit sharing plan is a type of retirement or bonus plan that lets large and small employers share profits with their employees. It's an excellent way to reward employees for a profitable year or quarter, and contributions are tax-deductible. Profit sharing plans...
What is an umbrella? It covers any personal liability that exceeds the limits of auto and homeowners insurance policies. It also covers other types of personal liability, such as libel or slander, but does not cover business-related activities. Coverage options range...
Life is full of surprises! Some are pleasant, and others we really would rather live without. Even with the best of plans, we don’t have complete control over our own health, Mother Nature, or the potentially harmful actions of other people. Are you and your loved...
Every risk we face can be addressed in one of four ways. Each may be an appropriate choice, depending on the circumstances and type of risk in question.
Is insurance just a gamble between you and the insurance company?
How much is the right amount of life insurance?
What are you doing now to protect your ability to earn an income?