Gambling vs. Insurance

Gambling vs. Insurance

Some people think that buying insurance is like gambling. They say that if we end up using it, we win and the insurance company loses. If we never end up using it, we lose and the insurance company wins. However, buying insurance is actually very different from...
Which Is Better, Term or Whole Life Insurance?

Which Is Better, Term or Whole Life Insurance?

After you have determined the appropriate amount of life insurance, you must also determine which type is best for you, both in the short run and in the long run. This decision will have a huge impact on your financial well-being throughout your life. Term insurance...
Life Insurance

Life Insurance

Are you worth more dead than alive? How much is the right amount of life insurance? I have found that although most people realize the importance of life insurance, they do not give much thought to how much is the right amount for their situation. Most people also...
Long Term Disability Insurance

Long Term Disability Insurance

What is your most valuable asset? Is it your house? Your 401(k)? Your savings account? For most people, although they may not realize it, their biggest asset by far is their ability to earn an income. If their earned income were to stop, their whole life would fall...