Are You Over-Insured?

Are You Over-Insured?

Have you ever felt like you were over-insured? No one wants to waste money on unnecessary insurance premiums because every dollar wasted is a dollar that could have been invested or spent on something a lot more exciting than insurance. On the other hand, not having...
Four Ways to Manage Risk

Four Ways to Manage Risk

Every risk we face can be addressed in one of four ways. Each may be an appropriate choice, depending on the circumstances and type of risk in question: Avoidance Reduction Transfer Retention Avoiding Risk The surest way to prevent the potential loss arising from a...